Health Insurance has changed, Long Term Care has changed and so has the whole Retirement planning. I am not sure about what is on your plate but for me just keeping my daily life in order takes up most of my time. I have to now decide which doctor takes or does not take my insurance and what will it cost if I pay cash or run it through the insurance company and of course my LTC , does it have a 90 wait and is it enough to cover things if I am in a assisted living place or at home. Do I have enough Life insurance and is my will up to date so the government does not have so much control of what I leave behind if anything.
I am not sure this is what our days are to be filled with. My phone is part of my skin and my computer is part of my purse, used to be just a great tube of lipstick, coupons and the wallet full of credit cards and a few quarters.
Now I have to make sure everywhere I go I am thinking first as to should I or should I not. I am aware of the whole yes I need to stay healthy, and get my colon testing done, my eyesight checked, my blood drawn to make sure I am not going to have a stroke tomorrow while walking through Walmart. But the cost is unreal for all of these things, how do we decide , our deductibles are $5,000 or more that is out of pocket before we even use the insurance we are paying $700 or more a month for , some are paying over $1000 a month and this is the new health care costs.
I know Tim and I had to sit down this last year and really go over all our insurance, retirement, home costs, everything and see what made the most sense to us. We have to do this every day for our clients and friends and we understand how challenging this is.
What happened to just going for a walk and watching a good TV show or reading a good book, a real book with paper pages!!
Shell